Checking
Accounts
Never pay monthly service charges or hidden fees again. Whether you're looking for everyday convenience, interest on your balance, or premium perks, State Bank has a checking account built for the way you live.
Show me checking accounts for:
Simply Checking
Straightforward, flexible checking for everyday banking.
Free first single check order. No per-check charges and no limit on the number of checks you can write. Includes Online Banking, Mobile Banking, and Visa Debit Card.
$50 minimum to open. Waivable with direct deposit or automatic transfer.
Youth Checking
Building financial confidence from an early age.
Designed for young savers learning to manage money. Free first check order, unlimited transactions, and parental oversight features. Includes Online Banking, Mobile Banking, and Visa Debit Card.
$50 minimum to open. Waivable with direct deposit or automatic transfer.
Mountain Yield Checking
Interest-bearing checking with unlimited withdrawals.
Free first check order. No limits on the number of checks. Includes Online Banking, Mobile Banking, and Visa Debit Card.
$50 minimum to open. Waivable with direct deposit or automatic transfer. Requires automatic deposit or withdrawal.
Silver Plus Checking
A premium checking account for customers 55 and wiser.
An interest-bearing account with no minimum balance. Includes free single-wallet checks and free cashier's checks. Includes Online Banking, Mobile Banking, and Visa Debit Card.
$50 minimum to open.
Mustang Money Market
Our highest-yield deposit account.
The more you save, the more you earn with our tiered interest rates. An interest-bearing money market with free first check order. Includes Online Banking, Mobile Banking, and Visa Debit Card.
$50 minimum to open. Limited to 6 transfers monthly, 3 by check. Over-the-counter withdrawals unlimited.
Credit Builder Account
Build credit while saving money.
A secured loan that helps you establish positive payment history while building savings. Make your payments, watch your credit grow, and get your money back at the end. No traditional credit check required.
A Note on Deposit Insurance
All State Bank deposits are FDIC-insured up to $250,000. Through our partnership with IntraFi, we can provide fully FDIC-insured deposits up to $10,000,000. Ask us about extended coverage when opening your account.
Ready to open an account?
Our team is here to help you find the perfect checking account. Whether you're near one of our branches or across the country, we make opening an account simple.
Call to speak with a real person—no phone trees, just genuine service. Visit any of our three Southwest Wyoming branches or reach us from anywhere in the country.